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Holding insurance companies accountable

In the last few months, we have seen insurance companies from across the country announce drastic increases in their premium rates. A February report from the Secretary of Health and Human Services (HHS) Kathleen Sebelius revealed that rate increases ranged from 24 percent in Connecticut and 39 percent in California to 56 percent in Michigan. These insurance companies seem to have no problem jacking up rates, regardless of whether they are really necessary or how these increases will affect those who depend on their insurance.

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Americans can expect better out-of-pocket protections

A common misconception about health insurance is that if you are covered, you don't have to worry about skyrocketing health care costs. We pay insurance companies premiums every month so we won't have to shell out tons of money when we get sick, right? In theory that's true, but in practice it doesn't always work out that way.

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Helping to do away with health disparities

Did you know that African Americans are two times more likely to have diabetes than whites? Or that Latina women diagnosed with lung or breast cancer are diagnosed in later stages and have lower survival rates than white women with the same condition?

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Ask a doctor about reform

You may have seen a television commercial where a woman at a restaurant is asking her waiter endless questions about menu items. But then, when the same woman is shown at her doctor's office and is asked by her doctor if she has any questions, seemingly out-of-character, she replies with a "no."

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American Indians and health reform

Did you know that over 4 million people in this country were born with a right to health care? Through treaties, American Indians and Alaska Natives were guaranteed the right to health care and protection from the United States government in exchange for land.

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Health reform is an economic stimulus

A new year has begun-but our economy is still acting like it's 2009. With the latest unemployment rate unchanged at 10%, all Americans are still feeling the effects of the lack of job growth. President Obama has made this a top priority, and it is clear that many are thirsty for new economic opportunities.

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Improving Dental and Mental Health Benefits in CHIP

The Children's Health Insurance Program Reauthorization Act (CHIPRA) has taken a backseat to broader national health care reform over the past few months. However, as the health care debate proceeds in Washington, several states are taking advantage of the additional funding and new options available under CHIPRA to make significant improvements to their CHIP programs.

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Americans given another lifeline

President Obama signed a defense spending bill into law on December 19. Within that bill was a provision that extends subsidies for unemployed workers receiving COBRA benefits. While this may seem like a lot of legislative mumbo-jumbo, here's what you need to know: This provision helps hard-working Americans who have fallen on hard times keep their health coverage.

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Health reform bill passes the Senate!

At 7:15 a.m. the Senate took the last vote on their version of health insurance reform legislation and passed the Patient Protection and Affordable Care Act on a strictly party line vote of 60 top 40.

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Seniors to seniors

Throughout the health insurance reform debate, seniors have been the target of direct attacks by the opposition. Lies about death panels, Medicare cuts, and rationing have invaded the debate, resulting in a confused senior population. You probably have heard bewilderment about health reform from the parents or grandparents in your own family.

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