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Insurance companies can no longer deny coverage

It is likely sometime in your life that you, or someone you know, have been denied insurance coverage due to a pre-existing condition. According to a report recently released by the U.S Department of Health and Human Services: 12.6 million non-elderly adults - 36 percent of those who tried to purchase health insurance directly from an insurance company in the individual insurance market - were in fact discriminated against because of a pre-existing condition in the previous three years.

discuss |  Permalink |  Category: Health Care Costs,Insurance Industry,Pre-Existing Conditions

Health reform benefits are exceedingly popular

The victory on health reform was long overdue and will make great strides in improving the lives of millions of American families-bringing us closer to a more just and equitable health care system. But you wouldn't know it to talk to opponents of reform. Despite the popularity of the individual provisions of the health reform law, opponents have continued their tactics of misinformation and negative rhetoric. 

discuss |  Permalink |  Category: Affordability,Health Care Costs,Insurance Industry,Pre-Existing Conditions

Being a woman is no longer a pre-existing condition

Now that health reform has become law (ah, that feels good), long-awaited benefits will start kicking in! From subsidies to exchanges and insurance regulations to cost-containment measures, it's sometimes hard to keep it all straight. But the main thing to remember is that we all have a lot to gain from the passage of health reform, especially us ladies.

discuss |  Permalink |  Category: Women's Health,Health Care Costs,Pre-Existing Conditions

Reform’s early benefits

Now that President Obama has signed the health insurance reform bill, it's time to put the nasty rhetoric of the past year to bed and start looking forward to the reality of reform.

discuss |  Permalink |  Category: Affordability,Pre-Existing Conditions,President Obama

Have they really sunk this low?

Insurance companies have demonstrated some pretty egregious practices when it comes to who they'll cover and if they'll take away coverage. We've heard horror stories, but this one takes the cake. Reuters reported yesterday that in 2002, 17-year-old Jerome Mitchell, a college freshman, was dropped from his insurance plan because he was diagnosed with HIV.

discuss |  Permalink |  Category: Insurance Industry,Pre-Existing Conditions,Uninsured Americans

Are you louder than Rush Limbaugh?

Yesterday, Rush Limbaugh tried to silence our voices. Limbaugh, and other anti-reform crusaders, hijacked the 800-number we provide so dedicated activists like you can call Congress.

discuss |  Permalink |  Category: Health Care Costs,Pre-Existing Conditions,Uninsured Americans

The dangers of defeat

After an exhausting year of debating health reform, we have finally reached the home stretch. We are closer than we have ever been to affordable, comprehensive health reform. However, opponents of reform continue to do everything in their power to delay, mislead, and disrupt the process. While they may score short-term political points, I have to wonder if they know what is truly at stake.

discuss |  Permalink |  Category: Affordability,Health Care Costs,Pre-Existing Conditions,Uninsured Americans

American lives are on the line

The fight over health reform has reached a fevered pitch, but between all the arguing over process and the lies and distortions that have been thrown around by the opposition, the true meaning of reform seems to have been lost: People's lives are at stake.

discuss |  Permalink |  Category: Health Care Costs,Insurance Industry,Pre-Existing Conditions,Uninsured Americans

The problem with high risk pools

If I learned anything from the Summit last week, it was this: Democrats and Republicans agree that denying health coverage to people based on pre-existing conditions is wrong and should be stopped. However, while the Democrats' plan will ban insurers from these pre-existing condition exclusions, the Republican plan does not. Why doesn't the rhetoric match the policy?

discuss |  Permalink |  Category: Health Care Costs,Insurance Industry,Pre-Existing Conditions

12 good reasons to embrace health reform

A recent Kaiser Poll showed that while Americans are split on their support for the health care legislation in general, they are very supportive of individual aspects of the legislation. The logic then follows-to generate more support among those that are wary, we need to be clear about the all of the protections and benefits Americans will receive with health reform.

discuss |  Permalink |  Category: Affordability,Health Care Costs,Insurance Industry,Pre-Existing Conditions

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